Life Insurance
Be prepared for the unexpected
Whole Life insurance can help provide much-needed assets to your loved ones should anything happen to you. While we hope nothing bad ever happens to you, we here at Lewis Insurance Group understand that unforeseen things happen. That’s why it’s important to have a premium whole life insurance policy in place before it’s too late to get one.
Why Do You Need Life Insurance?
No one wants to think about the situations that might cause life insurance to be important but there is no denying how important it is to have life insurance. Having life insurance is one of the only ways to ensure your family is taken care of if they lose you unexpectedly. Life insurance can help cover your mortgage debt to ensure your family can stay in their home if they lose you. Your life insurance policy can provide financial security to those you leave behind, including your children. With life insurance, you ensure those who are dependent on your income continue to be able to support themselves. It can also protect your business and cover the transfer of assets to another person.
Life Insurance Policies
Lewis Insurance Group offers three different life insurance options. Read more about them below.
Term Life Insurance
Term life insurance is generally the cheapest and simplest option. It is popular among young families because it often provides great coverage and the premiums remain the same for the first ten to thirty years of the policy. Term life insurance policies provide coverage as long as premiums are paid up until typically age 90.
Whole Life Insurance
Whole life insurance is a type of permanent life insurance. Premiums are initially higher but they will not increase over the life of the policy and you will eventually be able to stop paying them. It guarantees cash accumulation and death benefits.
Universal Life Insurance
Universal life insurance is also a type of permanent life insurance but allows for more flexibility than whole life insurance. You choose how much you pay in premiums and for how long. The policy will stay in force as long as you are paying enough to cover deductions.
Live Life to the Fullest
When you need a whole life insurance policy that’s tailored to your needs and lifestyle, then the experienced brokers at Lewis Insurance Group are here to help you. We’ll work with you every step of the way in order to find the best whole life insurance policy for you.
Don’t Be Afraid To Live Your Life
Life can be very uncertain, however with a personalized life insurance policy from Lewis Insurance Group, you can always rest assured knowing you’re covered. Whether you’re a thrill-seeker or a homebody, our experts will be able to help you find the right whole life insurance policy. We can also help you understand your policy, making sure you know exactly where and how you’re covered.
Ready to get started on your personalized whole life insurance policy? Contact Lewis Insurance Group to answer any questions you may have and to get started on your new policy with a free quote!
