Commercial Insurance
Commercial Trucking Insurance built for fleets, freight, and the future.
From Premium Hikes to DOT Compliance—We’ve Got Your Back
At Lewis Insurance Group, we understand the real-world challenges facing trucking companies, freight carriers, and owner-operators. That’s why our Commercial Insurance division is built to handle more than just paperwork—we help you stay compliant, profitable, and prepared.
Our clients aren't just numbers in a file. They’re dispatchers trying to meet deadlines, drivers navigating DOT inspections, and fleet owners juggling rising costs, loss reports, and renewal hikes.
That’s why we’ve built our commercial insurance process around transparency, flexibility, and control
The Best Commercial Trucking Insurance In America, Made For You
What Makes Our Trucking Insurance Different?
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Access to 20+ Commercial Insurance Carriers
We shop aggressively to find the best trucking insurance rates every year.
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24/7 Self-Service COI Portal
Dispatchers can generate Certificates of Insurance instantly—no waiting, no emails, no bottlenecks.
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Quarterly Risk Reviews
We review your account every 90 days to catch unreported losses, missing driver info, and coverage gaps before they cost you.
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DOT Inspection & Violation Management
We help you keep your CSA scores below national thresholds to avoid increased premiums and FMCSA intervention.
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Competitive Renewal Strategy
We monitor insurance market conditions and rate hikes to ensure you're never caught off guard.
Solving Real Insurance Problems for Trucking Companies
Surprise Premium Increases
We quote early and often across 20+ carriers to keep your rates competitive.
Coverage Gaps or Missing Endorsements
We customize policies for hotshot trucks, power-only, hazmat haulers, intermodal fleets, and more.
Delayed Claims or COI Requests
Our fast-response support team and 24/7 COI portal reduce downtime and keep your trucks moving.
DOT & FMCSA Compliance Issues
We help manage inspections, paperwork, and filings that can flag your policy or DOT standing.
Outgrowing a One-Size-Fits-All Policy
Whether you run 2 trucks or 200, our plans scale with you—without losing the personal touch.
Most Requested Trucking Coverages
Commercial Auto Insurance for Fleets
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Trucking Insurance for Owner-Operators
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Hotshot Trucking Insurance
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Motor Truck Cargo Insurance
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Bobtail & Non-Trucking Liability
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General Liability for Logistics & Freight
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Over-the-Road (OTR) Insurance
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FMCSA & DOT-Compliant Coverage
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Certificates of Insurance (COIs) for Brokers
Why Trucking Companies Choose Lewis
We don't just sell commercial insurance—we solve freight-related risk problems for real businesses like yours.
With 20+ carrier options, COI automation tools, and a quarterly review process, we help reduce your losses, lower your DOT risk profile, and make sure you're never overpaying for coverage you don't need.
