Business Insurance

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Business Insurance Tailored for Real World Business Owners

Running a business means facing risk every day. At Lewis Insurance Group, we provide tailored business insurance that protects what matters most, your people, your property, and your future. Whether you're a contractor, consultant, freelancer, restaurant owner, or eCommerce startup, our custom business insurance solutions help you move forward with confidence.

From instant business insurance quotes to online certificates of insurance, we make getting the right protection easy, affordable, and fast, because your time is valuable and your business deserves expert support.

What Is Business Insurance?

Business insurance is a suite of coverages designed to protect your company from financial losses caused by accidents, lawsuits, property damage, theft, employee injuries, cyber attacks, or unexpected events. With the right small business insurance, you can meet legal requirements, win contracts, protect your team, and stay resilient no matter what comes your way.

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Types of Business Insurance Coverage We Offer

General Liability Insurance

Covers third party bodily injury, property damage, and legal claims. It’s the foundation of most business owners policies, BOPs, and protects your business from everyday risks.

Commercial Property Insurance

Protects your building, inventory, equipment, and assets from fire, theft, and natural disasters. Ideal for both office based and home based businesses.

Workers’ Compensation Insurance

Covers medical costs and wage replacement for employees injured on the job. Required in most states and essential for businesses with staff.

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Professional Liability Insurance, Errors and Omissions

Protects against negligence claims, missed deadlines, and professional mistakes. Perfect for consultants, freelancers, and licensed professionals.

Business Interruption Insurance

Replaces lost income and operating expenses when your business is temporarily shut down due to a covered event.

Business Auto Insurance

Covers company owned or leased vehicles used for deliveries, service calls, or transportation. Also includes coverage for non owned and hired autos.

Cyber Liability Insurance

Protects against cyberattacks, data breaches, and digital threats. Essential for eCommerce, tech firms, and any business storing customer data online.

Product Liability Insurance

Covers damages if your product causes harm or injury. Ideal for retailers, food businesses, and manufacturers.

Umbrella Business Insurance

Provides extra liability protection beyond the limits of your existing policies, a smart move for growing companies and high risk industries.

Industry-Specific Coverage for Specialized Risks

Lewis Insurance Group serves a wide range of industries, offering business insurance built around your operations, contracts, and compliance requirements:

Retail Business Insurance

Clothing stores, electronics, grocery, salons, and more

Contractor Insurance

General contractors, HVAC, electrical, plumbing, and artisan contractors

Restaurant and Food Service Insurance

Fast casual, fine dining, catering, food trucks, and liquor liability

Consultant and Professional Services Insurance

Accountants, marketing firms, legal, and tech consultants

Cleaning Services Insurance

Janitorial services, commercial cleaning, and specialty sanitation

Ecommerce Business Insurance

Online sellers, drop shipping, warehousing, and logistics

Hospitality and Events Insurance

Hotels, event venues, short-term rentals, and entertainment businesses

Tradesmen Insurance

Roofers, framers, welders, and flooring specialists

Auto Services Insurance

Body shops, mechanics, detailing services, and mobile repair

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Why Lewis Insurance Group?

Choosing the right business insurance provider isn’t just about price it’s about protection, service, and trust. Here’s why business owners nationwide rely on us:

Fast, Online Quotes

Get a business insurance quote online quick, accurate, and with no hidden surprises.

Instant Certificate of Insurance

Need proof of coverage for a job or contract? Generate your online certificate of insurance instantly.

Industry Expertise

We understand the risks specific to your trade, and we build policies that align with your contracts, licenses, and operations.

Affordable, Flexible Plans

We help you find affordable business insurance that delivers real value without cutting corners.

Long-Term Risk Planning

In addition to standard coverage, we help business owners with umbrella insurance, retirement strategies, employee benefits, and custom commercial insurance options.

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Get a Business Insurance Quote Today

Whether you're running a crew, managing multiple storefronts, or operating across state lines, your business deserves better than cookie-cutter coverage.

At Lewis Insurance Group, we help you build a custom business insurance policy that fits your operation — not someone else’s. You’ll get expert guidance, clear pricing, and fast service from a team that understands what’s really at stake.

Ready to protect what you've built?

Get a quote today

or speak with an advisor to build a plan that protects your business and your peace of mind 713-352-6500.